Health Coverage

Association and Group Insurance

As a small business owner, you must obtain your own health insurance coverage. Here are some helpful hints.

If you cannot get health insurance benefits through regular employment or if you are not able to convert a group policy to an individual one when you leave a job, you may be able to purchase group insurance through an association.  The most common groups offering insurance to members are trade and professional associations, labor unions, business groups, civic organizations, and college alumni associations.  Association and group insurance is usually cheaper than buying coverage on your own because the group can often negotiate a better discount from an insurer than an individual. 


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