Financial Solutions

With our Financial Planners and Counselors on staff, you have the opportunity to learn how to manage your money and your debts at no cost to you. Some members may feel they are in a situation where expenses are greater than income. We can help there too!

Through a partnership with BALANCE, LGFCU members can receive information and advice on money management, saving and spending plans, budgeting, and debt management services. Another financial counseling service available to you at no cost.

While financial counseling is provided from the LGFCU Administrative Office, Monday through Friday, 8:30 a.m. to 5:30 p.m. Eastern Standard Time, BALANCE provides an alternative for after hours and weekend counseling.

BALANCE is a wholly owned subsidiary of the Consumer Credit Counseling Service of San Francisco. BALANCE provides financial counseling and employee assistance programs (EAP) to numerous companies and credit unions nationwide. BALANCE financial fitness programs are designed to give you access to financial choices that serve your best interests. Services include:

Financial Wellness
Schedule an appointment to talk with a counselor over the phone. Counselors are qualified to discuss general money management and credit topics including goal setting, spending and savings plans, credit and credit reports, and housing issues.

Debt Management
If you are having trouble making ends meet or receiving collection calls or letters, BALANCE can help you consolidate bill payments and negotiate with creditors to lower payments, and in some cases, reduce or eliminate interest and fees.

Identity Theft Solutions
If you want to know how to protect yourself from identity theft or if you're already a victim and need to get organized, BALANCE has a comprehensive brochure to help you. Just click BALANCE Identity Theft Solutions on the right to read more.

QuickPay
If you just need a little motivation and guidance to help you get out of debt and reach your financial goals, QuickPay may be just the tool you need. QuickPay is a computer generated bill payment schedule designed to compute the most efficient way to pay back debt. This program demonstrates how to spend less on interest charges and speed up the repayment process.